Please contact one of our loan officers today for all of your consumer, commercial and real estate lending needs.

Loan Officers; Cheaha Bank NMLS ID # 643927

Oxford (256)835-8855

Scott James NMLS # 684511
Barney Turner NMLS # 684574
Jay Lloyd NMLS # 681370
Shad Williams NMLS # 681512

Anniston (256)237-8000

Mike Watts NMLS # 684629

Alexandria (256)847-8802

Wayne Carden NMLS # 449253

Jacksonville (256)435-0707

Lamar Sims NMLS # 684776

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